Your local RICS Regulated Chartered Surveyor and Registered Valuer will compile evidence to confirm what they believe the subject property to be worth. This report is more comprehensive than that offered by a local estate agent or lender as they consider a broader range of factors.
The surveyor is impartial and full justification is provided within the report.
An independent valuation report is required for:
The Homebuyer Level 2 survey provides a valuation, reinstatement figure and comments on the property's condition.
The inspection comprises of an internal and external inspection of the building fabric to highlight any remedial treatment that may be required upon purchase. This information allows the purchaser to plan accordingly for all repairs that are required to ensure the property remains intact and to prevent any deterioration to the building.
This survey is appropriate for properties that have been constructed for no more than 80 years, and has not been structurally altered.
A pre-purchase report consists of a visual inspection that provides impartial advice on any action that may be needed prior, and after purchase.
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The Homebuyers Survey Level 3 is referred to as the most comprehensive report, including a thorough inspection and detailed description based on the inspection of the property both internally and externally.
Aimed at properties built before the 1930s or properties that have been structurally altered.
The Homebuyers Survey Level 3 aims to allow you to make a reasoned and informed decision when purchasing the property. It can aid when planning for repairs, maintenance or upgrading the property.
Where practicable and agreed, give an estimate of costs for identified repairs and make recommendations as to any further actions or advice that need to be considered before committing to the purchase.
The report follows an easy to read format. We often find more serious age related defects on older properties such as roof spread, wet or dry rot, bulging of the wall surface and structural inadequacies that require immediate remedial treatment to ensure the property is mortgageable.
Your mortgage provider will arrange a valuation as part of their approval process. This is solely for the lender's benefit to confirm the property is suitable security for the loan.
It does not assess the condition of the property and holds no value for you as the purchaser.
The age, construction and condition of the property will determine which type of survey is most appropriate, ensuring you receive the right level of detail to make an informed decision.
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